SYNCHRONY PLATFORM
A digital lean core cloud-native platform, for smarter business banking.
Synchrony is a modular, cloud‑native platform that gives financial institutions and fintechs everything they need to build, launch, and scale digital financial products—without the heavy engineering lift.
LAUNCH A NEOBANK
A neobank needs more than a mobile app, it requires a full digital banking foundation. We provide all the core components out of the box: account management, payments, onboarding, KYC, compliance workflows, and customer lifecycle tools. Instead of spending years building infrastructure, teams can configure, integrate, and launch quickly. This drastically reduces time‑to‑market and allows neobanks to focus on customer experience, product differentiation, and growth rather than backend engineering.
BUILD EMBEDDED FINANCE
Companies outside traditional banking, such as marketplaces, SaaS platforms, gig‑economy apps, and e‑commerce providers, are increasingly embedding financial services directly into their products. We make this possible with modular APIs for accounts, payments, lending, and identity verification. Businesses can offer financial features natively inside their user experience without becoming a bank themselves. This unlocks new revenue streams, and creates deeper customer engagement.
DIGITAL LENDING WORKFLOW
Digital lending requires a seamless flow from application to decisioning to servicing. We offer a complete lending suite that automates each step: intake, verification, underwriting, disbursement, repayment, and collections. With built‑in decision intelligence and configurable workflows, lenders can launch new credit products quickly, reduce manual work, and deliver a faster, more transparent experience to borrowers. This can accelerate the transforming of lending process.
MODERNIZE LEGACY SYSTEMS
Many financial institutions still operate on outdated, monolithic systems that are expensive to maintain and slow to evolve. We provide a modern, cloud‑native alternative that can augment legacy cores. This modular modernization approach reduces risk, improves performance, and enables faster product innovation while maintaining operational continuity.